Chime

Chime gives you a fresh, modern way to handle your finances with no monthly fees, no overdraft charges, and no minimum balance. Get paid early with direct deposit and enjoy features like SpotMe, which lets you overdraft up to $200 without any fees for eligible users. Chime also helps you grow your savings automatically with round-up and scheduled deposit tools. The app delivers real-time alerts and spending insights, keeping you informed and in control at all times. With a simple, secure, and user-friendly design, Chime fits seamlessly into your financial life.